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My Needz Application Download - My Needz Registration Process - Kibho Coin New Update - Kibho Coin -The only fee we have been able to find (comparable to other cards) is the ATM withdrawal fee. There is no such fee for withdrawals up to USD (for the. Fees � Debit / Credit card top-up: 1% � ATM Withdrawal: 2% on amounts above the monthly free ATM limit [ATM surcharge fees charged by ATM provider (if any) will. 0% charges for using debit card. I think OP is referring to Instarem (Instant Remit) charging a fee for topping up CDC VISA card.